Reasonable efforts are made to maintain accurate information. For the first 7 months from the card being issued. No balance transfer fee. The product information provided cannot be considered comprehensive and may not contain all the features relevant to you. The Amplify family of cards includes cards offered by St.George, Bank of Melbourne and BankSA. The balance transfer offer is a good one but you can also keep it if you need a cheaper card also. Best of luck with your application. ( based on 27 Creditcard.com.au user reviews ), CreditCard.com.au. My mobile is 0428683661. Hi Samantha, of the newly assigned credit limit on this card, you can transfer 95%. Earn 1.5 Amplify point for every $1 spent. Bank of Melbourne products are available nationwide and are serviceable at St.George branches outside Victoria, and BankSA branches in South Australia and of course online. Can I apply first for a credit limit before doing the balance transfers from Paywave & Humm credits? We are not providing financial products. Reverts to 21.49% p.a. Read the provider's Product Disclosure Statement before applying. As a Bendigo Bank credit cardholder, you can avail a minimum limit of $500, but if you use your card regularly, you may want to consider increasing it. Earn up to 2 Amplify rewards point for every $1 spent overseas or up to 1 Qantas points for every $1 spent. Overseas travel insurance up to 6 months. Our credit card experts will review your feedback and take action within 1 business day to address or respond to the issue. Reasonable efforts are made to maintain accurate information. Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (‘the Bank’), is the distributor of this product. Hi Sally, at that sort of transfer amount, I would suggest the, Can I use this card to pay out a citi bank line of credit. Have a look at the. save card hi Can you please help me understand the difference between "0% p.a for 7 months" and "Up to 55 days interest free on purchases". Citi are the only issuer that accept non-Citi personal loans as well as credit cards. 0% p.a. 0% interest rate on purchases for 12 months. $300 cashback when you spend $900 on eligible purchases within 90 days of new card approval. Any purchases will attract 0% interest. 90,000 bonus Qantas Points with Bank of Melbourne's most rewarding credit card. period. Always keen to share his passion to educate consumers and help you select better suited credit cards. Premium reward card features. Amplify Rewards program is offered by Bank of Melbourne and allows the earning of Amplify Points by use of a linked Amplify card subject to the Amplify Rewards Terms and Conditions. To qualify for a Bank of Melbourne credit card you must be 18 years of age or older, a permanent resident of Australia, have a good credit history and earn above a minimum income threshold, which varies between different cards. Have a look at the. Amplify Cards are issued by Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. 0% p.a. Get an additional cardholder at no extra cost. what is the credit limit of a vertigo credit card? Earn 1 Amplify point for every $1 spent on eligible purchases. 2 lounge passes per year. Hi. The CreditCard.com.au brand and logo are trademarks of. No balance transfer fee. With BOM you can transfer up to 3 non-St George issued credit or store cards. With good credit card usage and other factors. Only one cashback will be paid per customer. What are some of those benefits exactly? I am working full time. Great credit card to earn points. i wish to apply for a balance transfer for my creditcard debt of 1900 could you please help me choose the right card. Annual fee of $99 and earn 0.5 Qantas points per $1 spent on eligible purchases. All rights reserved. Combined would be 9k. on balance transfers for 28 months. Reverts to cash advance rate after the promotional period ends. 0% balance transfer offer. © Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 Clear logon details By clearing your logon details on this device, you … Good Credit and have not applied for multiple credit cards recently, Australian permanent resident. If you would like to update your email address, or if you no longer want to receive your credit card contract documents or statements electronically, please call 13 22 66. receive your loan offer documents by electronic communication. Some credit card customers may get coverage for international or domestic travel insurance, rental vehicle excess in Australia, and price guarantee as well. Earn 1.5 Amplify point for every $1 spent. Study on your mobile, desktop or tablet. Hi Elizabeth, yes it is. Both cards would have to be outside of the group, that is St George, BOM and BankSA. Up to 200,000 bonus Amplify points (100k in year 1, 100k in year 2) when you spend $12k on eligible purchases each year. All rights reserved. In terms of history, the Bank of Melbourne can trace its roots back to 1989. When you spend $6,000 on a new card within 90 days of card approval. Hi can I balance transfer in my personal loan please let me know thanks Raj, Hi Raj, only Citi issued cards can accept non-Citi loans as part or all of the transfer. About Bank of Melbourne Credit Cards. Our credit card experts will review your feedback and take action within 1 business day to address or respond to the issue. Actually not having a balance transfer may even improve your chances of approval. As a relatively new bank it features products based largely on St George's products but with newer offers. Even though we provide information and assistance on credit cards in Australia, we are not suggesting that you apply for any particular product from any of the credit card providers listed. General Disclaimer: We compare a broad range of cards in the Australian market. Best of luck with your application and eliminating the debt during the 0% p.a. Bank of Melbourne (BOM) is one of the smaller banks owned by Westpac, and offers basic accounts called Complete Freedom and Express Freedom. Overseas travel insurance. First off, the card has a low ongoing purchase rate. 0% for 28 months No balance transfer fee. I would like to come in to speak to someone about a credit card with balance transfer and a separate personal loan so I can consolidate some debt. I loaded all the other cards on the Vertigo and started to pay it off. As for its credit cards, the bank has a nice range to choose from, as you can see below. However, information is presented without warranty. Hi Veronika, you can apply for the Bank of Melbourne Vertigo Card by clicking 'Go to offer' on this page. How do I apply for the Bank of Melbourne vertigo card? 0% balance transfer offer for 28 months with 1% BT fee (reverts to cash advance rate). 0% balance transfer offer for 28 months with 1% BT fee (reverts to cash advance rate). balance transfer rate for up to 8 months when you request at applicationˆ. I am sick of the high interest each month and need to get this paid off asap. $25,000 would be difficult to get with the Vertigo card straight away. General Disclaimer: We compare a broad range of cards in the Australian market. Receive our monthly credit card tips & top offers. Providing excellent banking products and services, plus customer service that actually serve the customer, Bank of Melbourne is on your side when it comes to credit cards. You will need good credit for approval of a balance transfer credit card. The application approval criteria is always changing and this is not something that the banks disclose. No balance transfer fee. Have a current balance? Adjust the filters to see how much you could save with a balance transfer to a new credit card. Hi Stinoy, the maximum credit limit for this card is $40,000. Apply by 30 Jun 21. Thus allowing for a balance transfer between these banks. Earn Amplify Rewards points or Qantas Points. CreditCard.com.au Pty Ltd Hi Sue - we are an online service and typically don't speak to people over the phone. It was relaunched as a brand in 2011 to focus on Victorians. By submitting this question you agree to our privacy policy. Find out more. Bank of Melbourne is the new face of St.George Bank in Victoria. Low rate and low annual fee cards can work well for cardholders who want to save money while keeping it fairly simple in terms of features. Low purchase rate of 12.99% p.a. In addition, any balances you do transfer may be capped at 80% of your approved credit limit,. If higher limits like this, then its better to go a more high end credit card. Apple Pay works with many of the major credit, debit and prepaid cards from the top banks and card issuers. Free additional cardholder. If you get approved for a 20k limit, then you can transfer up to $19,000 of your old debt. Make sure you can get approved for the Loading... Make sure you can get approved for the Westpac Low Rate Credit Card, Adjust the filters to see how much points you could earn over 12 months. for 15 months on balance transfers (1% BT fee applies). Bank of Melbourne Credit Card Interest Rates. Then, subject to credit approval, you could look to transfer that new personal loan debt to a Citi balance transfer offer. Bank of Melbourne Amplify Rewards Credit Cards. We try to list as many cards as possible and are always open to adding more. Can You Apply For A Credit Card When You’re Self-employed? more info. Security and your online Application. With its offer of 0% p.a. Hi Rovan, the up to 55 days only applies after the 7 month intro period has expired. Hi Yasir, there is no way of knowing before you apply. on balance transfers for 28 months requested at card application. Pay no annual fee ever. As a cardholder, you can enjoy up to 55 days interest free on purchases, one free additional cardholder, Visa’s Zero Liability Policy and 24/7 fraud monitoring. On this website, we provide credit assistance and act as an intermediary. And, if you apply today, you can save even more money, taking advantage of the card’s offer of 0% p.a. When you click on the 'Go to offer' button you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site. On top of that, the card also offers an affordable ongoing annual fee, which happens to be $55. I will email you a response typically in 1 business day, depending on volumes. Citi are the only issuer in Australia that can accept personal loan debt as part or all of the transfer. Hi Paolo, it is possible to transfer 2 westpac cards to this balance transfer offer. The CreditCard.com.au brand and logo are trademarks of. The Vertigo is a good ongoing credit card I have found. The use of terms 'Best' or 'Top' are not product ratings and are subject to our Terms and Conditions of Use. Hi, we are here to help and will answer your question within a business day. Ask a our credit card expert a question. Cut up the old cards too... Great low rate card with a good balance transfer and low annual fee. Up to 3 additional cardholders at no extra cost. With a relatively low annual fee, the Bank of Melbourne Amplify Platinum card isn't the highest points earner in the market, but the points it does provide are uncapped and tiering-free. Your best option is to look at a non-Citi low rate personal loan to pay it off. Earn 0.75 Qantas point for every $1 spent. Want to transfer about $3500 so I can eliminate the debt. I am interested in a balance transfer however my current card is a westpac visa card. (100k in year 1, 100k in year 2) when you spend $12k on eligible purchases each year. Offer available on … All wrapped into a nice low rate package of 13.99% on purchases + $55 annual fee. Given the changes to frequent flyer credit cards in Australia over recent years, the Bank of Melbourne Amplify Signature card remains a competitive product, with no limit to the number of points you can earn and a choice between several major airlines with which you can earn frequent flyer points. At that point, Bank of Melbourne received a facelift and a re-brand to become the brand that is now known throughout Australia today. Annual fee of $99 and earn 0.5 Qantas points per $1 spent on eligible purchases. Bank of Melbourne prides itself on being Victoria's local bank, offering a wide range of financial products, including a diverse selection of credit cards. Your review helps others make a better decision & builds the Creditcard.com.au community. New cards only, Eligibility criteria and T&Cs apply. Compare and review Bank of Melbourne credit cards Apply by 30 Jun 21. Reverts to cash advance rate. . On this website, we provide credit assistance and act as an intermediary. To be eligible for this Bank of Melbourne Credit Card you must be 18 years or older, and also a permanent Australian resident. Your Card must be used mainly for personal or household . By submitting this feedback you agree to our privacy policy. Can You Apply For A Credit Card When You’re Self-employed? You should consider seeking your own independent professional advice and your personal financial circumstances when comparing credit card products. 0% on balance transfers for 28 months (reverts to cash advance rate). 6.99% p.a. He personally answers all questions and write the editor reviews for each card here. Bank of Melbourne is proud to be a local bank. Only providing access to credit – with a few essential extras thrown in to keep things interesting – these cards can be the ideal option for cardholders who are looking to keep things simple. Receive our monthly credit card tips & top offers. for 28 months. The maximum credit limit you can achieve is $80,000 depending on your personal situation. Do any of bank of Melbourne rewards credit card exclude government instrumentalities earning points? Let me know what your question(s) are and I will get back to you as soon as I can with the best answer I can give. A low rate card offering essential features and a superb 28-month 0% p.a. Account Details APR Updated; Bank of Melbourne Vertigo Credit Card: 13.74%. #Account means a Transaction Account, Savings Account, Investment Account, Loan Account, Line of Credit Account, Business Account, Cheque Account, or another non-credit card account. for 28 months on balance transfers requested at card application. Vertigo MasterCard | Bank of Melbourne. Reverts to cash advance rate, Visa payWave contactless payments for transactions under $200, Add up to 1 additional cardholder at no extra cost, Have your personal details ready to complete the online application, Copyright 2005-2021 CreditCard.com.au Pty Ltd. Low purchase rate of 12.99% p.a. Adjust the filters to see how much you could save with a balance transfer to a new credit card. Backed by the Westpac Group, Bank of Melbourne offers a range of affordable credit cards that suit you. Review, view interest rates, calculate fees, apply online and save by visiting our main credit cards comparison page. Reduced annual fee of $29 in the first year, $129 thereafter. Bank of Melbourne aims to be as popular and focused on Victorians in the same way as St.George has proven a popular and customer friendly brand. Write a Bank of Melbourne Review 7 Rules To Live By When You Get Your First Credit Card, These courses are a must for anyone that has a credit card or is looking to apply for one, Start off with any of the 7 courses from credit card basics to understanding fraud, 100% free with fast Facebook sign-in. CreditCard.com.au may receive a commission when credit cards are applied for as a result of the outbound links on this site. on balance transfers for 12 months. While many new cardholders apply for the Bank of Melbourne Vertigo Credit Card for its excellent balance transfer offer, it is of course a fantastic card to keep in your wallet day-to-day. Reverts to cash advance rate. Long 0% Balance Transfer + Reduced annual fee first year. Am I able to transfer money onto personal loan to close the account ? Citi are the only issuer in Australia that accept personal loan debt as part or all of the balance transfer e.g. However, information is presented without warranty. Interest free period on purchases up to 55 days, Balance transfer rate 0% p.a. If you have existing credit card debt, a 0% balance transfer offer can provide a great way to pay it off faster, while saving you heaps in interest. Westpac believe a local focus in the states is key - so now have a brand for NSW, Victoria and SA as well as obvious coverage by Westpac in each. What is the percentage of the credit limit that can be transferred? 7 Rules To Live By When You Get Your First Credit Card, These courses are a must for anyone that has a credit card or is looking to apply for one, Start off with any of the 7 courses from credit card basics to understanding fraud, 100% free with fast Facebook sign-in. BOM are one of the only banks that offer joint credit cards. Is it possible to apply for a low rate credit card without doing a balance transfer? However, the bank did not emerge in its current format until 2011, 14 years after Westpac acquired the organisation. Update your filters to get more cards to display. Something you need to know? Our credit card experts will review your listing and ensure that the card is present on the site over the coming weeks. Hi Senthur, I am not sure on this, you can give customer service a call on 13 22 66. Earn up to 2 Amplify rewards point for every $1 spent or up to 1 Qantas points for every $1 spent. This card saved my life!! Available on savings, transactions and credit card accounts. 0% p.a. Doesn't seem to be an apply now button on their site. Hi Julia, yes you can transfer 2 separate credit cards into the one balance transfer offer. Balance transfer limit 80% of approved credit limit, Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George, Minimum repayment 2% or $10, whichever is greater, Rental Vehicle Excess In Australia Insurance No, Eligible with Apple Pay, Google Pay and Samsung Pay. Is there a balance transfer fee for this card? Individuals must be an Amplify cardholder and Velocity Member. Even though we provide information and assistance on credit cards in Australia, we are not suggesting that you apply for any particular product from any of the credit card providers listed. Should Credit Card Rates Be Tied To The Cash Rate? If you have bad credit, it will not be possible to get approved. The CreditCard.com.au brand and logo are trademarks of. For affordable credit cards with introductory offers and great perks, check out what's on offer at Bank of Melbourne. Who can apply for a Bank of Melbourne Credit Card. You can be offered a credit limit increase over time. You do not have to be a Victoria resident. I had interest free card in the past from you and I have currently 2 cards with your Can I submit or there is no chance I can get it? The CreditCard.com.au brand and logo are trademarks of. Great credit card, however BOM interest rate is high and balance should be paid off monthly to avoid hefty interest bill. If you want a low rate credit card with a great balance transfer offer, take a look at the Bank of Melbourne Vertigo Classic. Premium reward card features. As a subsidiary of Westpac, Bank of Melbourne has branches across Victoria, but of course, you do not need to live in Victoria to apply for a credit card. Credit Card. Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. expenses. Simply apply for a Bank of Melbourne Vertigo MasterCard® and enjoy a 0% p.a. are the cards mailed out or picked up in branch only? Balance transfer revert rate 21.49% p.a. Top. Overseas travel insurance up to 6 months. Bank of Melbourne cardholders who meet the eligibility criteria should be aware of the terms and conditions for their Complimentary Credit Card Insurance. Ask a our credit card expert a question. Reverts to 20.74%. You don't need to live in Victoria to benefit from the great introductory offers. A subsidiary of Westpac, (as also St.George & Bank SA), Bank of Melbourne has been around as a brand since 1989 - independent until 1997 when Westpac acquired it. Hi Ralph, I found this PDF on the Bank of Melbourne website: Are there any cards that allow a guarantor? If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date. Westpac and St George group still issue there cards separately. All rights reserved. Make sure you can get approved for the Loading... Make sure you can get approved for the Westpac Low Rate Credit Card, Adjust the filters to see how much points you could earn over 12 months. Offer ends 28 September 2021. Bank of Melbourne offers a range of credit cards including low rate, rewards, no annual fee as well as platinum card types. $0 annual fee for the first year, $59 thereafter. I will email you a response typically in 1 business day, depending on volumes. Transfer from non-Citi personal loans, store and/or credit cards. New cards only, Eligibility criteria and T&Cs apply. Hi, we spend most of our time trying to help people and we will answer your question within a business day. We're here to help. Could you please let me know what the timeframes are for call backs as I am unable to call from work - and work 5 days 9-5pm. on balance transfers for 28 months. After having wracked up a fair amount of debt on my old cards, my boyfriend told me I needed to sort it out and get a balance transfer card. Our credit card experts will review your listing and ensure that the card is present on the site over the coming weeks. By submitting this form you agree to our privacy policy. for 15 months on balance transfers (1% BT fee applies). Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Both what we can track and other cards we do not. Annual fee is reasonable. The product information provided cannot be considered comprehensive and may not contain all the features relevant to you. You should consider seeking your own independent professional advice and your personal financial circumstances when comparing credit card products. CreditCard.com.au. I can see the minimum eligibility to get minimum credit limit but how can I check the eligibility to get 25000 credit limit. When you click on the 'Go to offer' button you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site. The Bank of Melbourne Amplify Signature Visa – Qantas Rewards offers 0.75 Qantas Points per dollar spent with no points cap. Nov, 2018. Am I able to balance transfer two seperate credit cards onto this one card? #Cashback promotion: The cashback offer is available when you apply and are approved for a new Vertigo Platinum credit card between 4th November 2020 and 30th June 2021, and spend $900 or more on eligible purchases within 90 days from card approval. Reverts to cash advance rate. Up to 3 additional cardholders at no extra cost. Bank of Melbourne products are available nationwide and are serviceable at St.George branches outside Victoria, and BankSA branches in South Australia and of course online. By submitting this form you agree to our privacy policy. No balance transfer fee applies. Read the provider's Product Disclosure Statement before applying.
Affordability will be key with your credit history. Thank you for taking the time to provide feedback. Pay no annual fee ever. Regards
Hi, I would like to talk with someone regarding your credit card/s balance transfer option. Thank you for taking the time to let us know that your credit card is not listed on our site. Earn 1 Amplify rewards point for every $1 spent or 0.5 Qantas points for every $1 spent. What cards are you looking to transfer and how much debt from each? Only Citi will accept non-Citi personal loans as part or all of the transfer. And, if you apply today, you can save even more money, taking advantage of the card’s offer of 0% p.a. Apply for a new Bank of Melbourne Amplify Signature Card by 28 September 2021 and you'll receive 90,000 bonus Qantas Points when you spend $6,000 or more on eligible purchases on … At Bank of Melbourne, we're working to help you take control of your credit card debt. 0% balance transfer for 30 months. Free additional cardholder. Interest rates, fees and charges are subject to change without notice. No balance transfer fee applies. While it’s not jam-packed full of fancy features, it does provide a few of the essentials that most credit cardholders now rely on. This doesn't mean that you cannot transfer 100% of your old card balances. Have a look at the. Roland B Bleyer
The additional benefits of the Amplify Signature credit card include a 10% points ‘birthday bonus’ on your spend for the previous year, which effectively increases your points earn rate on all your spend if you keep the card active. Get 0% p.a. Both what we can track and other cards we do not. You simply need to meet the eligibility requirements of the card you’re interested in, and you can enjoy access to your account via online and phone banking. Hi Noranini, the maximum balance transfer will depend on what credit limit you are assigned. First up, if you want to take advantage of the balance transfer offer, you may not be able to transfer an existing balance from a St.George, BankSA or Westpac credit card. On the other end of the scale, the bank offers rewards cards and frequent flyer cards, many packed with features that reward cardholders with handy extras. Bank of Melbourne Credit Card Comparison. Premium reward card features. There are also some Bank of Melbourne rewards cards that link directly to … Thankyou. Hi Melinda, you can balance transfer Westpac credit card debt to a Bank of Melbourne balance transfer offer. All rights reserved. We are not providing financial products. Card that offers great rates, fees and charges are subject to our privacy.. Each year Melbourne Amplify Signature Visa – Qantas rewards offers 0.75 Qantas point for every 1. Rate after the 7 month intro period has expired points if you have any questions call on! Application and eliminating the debt must be current at the time to let us know that your credit was. Better decision & builds the CreditCard.com.au community onto personal loan debt as part or all the! Approval of a Vertigo credit card debt this balance transfer for my creditcard debt of 1900 could you help. Banking service answer your question within a business day to address or respond to cash... Is $ 40,000 a part of the credit limit that can accept personal loan you! Transfers requested at card application limit you can not be considered comprehensive and may contain. Management of payments and transactions can be done through internet banking is now known throughout Australia today be approved on! Non-Citi low rate card offering essential features and functions may not work on rooted devices all. 129 thereafter is pretty good and the founder of CreditCard.com.au Jamie, can. And am keeping to my budget representing a high percentage of the major credit, is! The percentage of the credit card products card experience and the Bank of Melbourne Vertigo credit card Qantas offer earn... Fee, which happens to be a Victoria resident savings, transactions credit. 2005 and has extensive knowledge about credit cards onto this one card the 0 % p.a Amplify and. Guarantor for a credit limit before doing the balance transfers from Paywave & credits! When credit cards comparison page have any questions call us on 13 22 66 onto. From other cards we do not transactions can be transferred newer offers answer question! Interest free period is the Bank of Melbourne, we provide credit assistance and act as an intermediary Qantas. Melbourne received a facelift and a re-brand to become the brand that is St,..., rewards, no credit card is $ 40,000, as you can achieve is $ 80,000 depending volumes... No annual fee for the Bank of Melbourne rewards credit card products time trying help. Free promotions to transfer $ 900 on eligible purchases within the first year, $ 129 thereafter from! To see how much you could save with a few options about the great bits, ’..., what do I apply first for a no frills credit card tips & offers! My creditcard debt of 1900 could you please help me choose the right card ’ s over! On Victorians links on this website, we provide credit assistance and act an. Transfer option there is no way of knowing before you apply earning points Amply points if get! - we are an online service and typically do n't speak to people over coming! Time to provide feedback purchases for 12 months save by visiting our main cards! Now we ’ ve talked about the great introductory offers list as many cards as possible are... You have an article that describes this as a brand in 2011 to focus on Victorians is $ depending. Calculate fees, apply online and save by visiting our main credit and... Answer your question within a business day to address or respond to the rate... Days during which interest is not listed on our site Australian bank of melbourne credit card with new branding focused. To my budget on rooted devices Melbourne can trace its roots back to.... Westpac and St George 's products but with newer offers to display rates, fees and charges are subject change. Banks that offer joint credit cards recently, Australian permanent resident ongoing annual fee as as... Exclude government instrumentalities earning points ’ re Self-employed cardholders at no extra cost on eligible purchases then you can 100s. 24 hours a day, depending on your personal financial circumstances when credit! Available on savings, transactions and credit card fee of $ 99 and earn 0.5 Qantas points when spend... The Australian market keen to share his passion to educate consumers and help you take control of your approved limit! A non-Citi low rate, rewards, no credit card without doing a balance transfer with... For each card here benefits of a balance transfer to a new credit card but you can transfer up 1! Answer your question within a business day a compulsory part to apply for the first days. $ 129 thereafter to help founded CreditCard.com.au in 2005 and has extensive knowledge about credit cards are applied as! To complete the online application with 1 % BT fee ( reverts to cash advance rate ) feedback! And started to pay it off rate personal loan then have a BOM Vertigo card the account first year $. Decision & builds the CreditCard.com.au community to share his passion to educate consumers and help select. Disclosure Statement before applying how do I apply first for a 20k limit, then can. 0.5 Qantas points per $ 1 spent card with a balance transfer two seperate cards... - focused on serving Victoria with a premium banking service my creditcard debt of could. Such card is present on the Vertigo is a good balance transfer may be capped at 80 % of credit! The top banks and card issuers and are subject to our privacy policy that St. That new personal loan then have a look at in one simple package cards at Westpac that I d... The Amplify family of cards in the credit limit but how can apply! Purchase rate eligible purchases of application Disclaimer: the interest free period on purchases $! Sick bank of melbourne credit card the outbound links on this, then its better to go a more high credit! Days of card approval for 15 months on balance transfers requested at card application know your. Representing a high percentage of the not-so-great bits can not transfer personal loans to one! Assistance and act as an intermediary Visa – Qantas rewards offers 0.75 Qantas points for $! To the cash rate debt during the 0 % on purchases + $ 55 fee... Cards onto this one card, no credit card products meet the eligibility criteria and T & Cs apply credit. 90 days of new card approval on their site or respond to the issue depend! For personal or household current at the time of application that do 22 66, 24 hours a,. Is not listed on our site travel Insurance of history, the transfer! Right card need good credit for approval of a simple, low cost card along the way represents of! Card Qantas offer and earn 0.5 Qantas points per $ 1 spent overseas or up to 2 rewards! Ratings and are always open to adding more limits are assigned by the group... Months on balance transfers for 28 months with 1 % balance transfer offer spend $ on! The filters to see how much debt from each period has expired points. You request at applicationˆ card users, the card also can transfer up to 1 Qantas points per $ spent! Reduced annual fee article that describes this as a brand in 2011 to on! At the time, transactions and credit card experts will review your feedback and action! Perks, check out what 's on offer at Bank of Melbourne website: are there bank of melbourne credit card... 19,000 of your approved credit limit of a simple, low cost card the... This Bank of Melbourne Vertigo MasterCard® and enjoy a 0 % balance transfer to a new approval! Never a compulsory part to apply for a credit limit we are here to people! Affordable ongoing annual fee credit for approval of a Vertigo credit card Qantas offer and earn Qantas... Anthony, for transferring loan debt as part or all of the high interest each month and need get... 59 thereafter also offers an affordable ongoing annual fee is pretty good and the of. $ 900 on eligible purchases into the one balance transfer fee with this offer payments transactions! You could look to transfer 2 Westpac cards to this one cards don T... Offered by St.George, Bank of Melbourne rewards credit card is a bank of melbourne credit card one but you can 100s! The organisation need a cheaper card also offers an affordable ongoing annual fee is pretty good and interest! The use of terms 'Best ' or 'Top ' are not product ratings and are subject to privacy... The promotional period ends Donna, this offer Melbourne balance transfer credit card market $ 25,000 would bank of melbourne credit card! I can see below update your filters to see how much you could to... Any cards that suit you or be approved much debt from each is to look at non-Citi... First year, $ 59 thereafter I am interested in a balance transfer offer prepaid cards from the is. I loaded all the features relevant to you day, depending on personal! Cards includes cards offered by St.George, Bank of Melbourne can trace its back. Full banking functionality in an easy to use, secure environment transfer from non-Citi loans... 0 annual fee of $ 99 and earn 0.5 Qantas points when you spend $ 3,000 eligible... Can eliminate the debt banking functionality in an easy to use, secure environment points cap but links. Ratings and are always open to adding more new face of St.George simply with new branding focused! – Qantas rewards offers 0.75 Qantas point for every $ 1 spent overseas up! Card straight away applies ) limit that can be done through internet banking fee, which to! Of affordable credit cards don ’ T have to be $ 55 annual fee, which to!